“If you don’t take risk, that is the biggest risk you ever taking in your life”

In our daily life routine we have to take risk everyday for better hopeful days ahead to get reward. Most of the time we did not take risk because of fear of failure and unsuccessful. We need to be trained and then we need to land in specific area where we wanna build our career. While during training we persive most risk, once learn we fly with confidence. For example when a child learning to balance a two wheeler cycle many times they fall and get hurt, but once learn they can handle it very

Most of our problem is like that, somebody told you to jump from small aeroplane, while we directly say “No”. Actually the small aeroplane is in the ground, can you jump, the answer is “Yes” Shyly. The problem is just we preassume the problem as big, like the aeroplane always in the air. Likewise in the life if we did not take any risk in our life, its simply silently means you are taking biggest risk which can be harmful to you when it is too late. Hence, have a courage in God, and learn to take risk, whether in establishing a business, a career, and so and so. Always have a positive intention over risk, when you are better aware of all risk and made provision for it.

In our life problem will be always with us whether keep quit or facing risk. It is always good to have courage and take risk with the daily work of our life. NO RISK NO REWARDS.



SIP stands for Systematic Investment Plan, is an investment strategy wherein an investor needs to invest the same amount of money in a particular mutual fund at every stipulated time period in order to get good return with systematic cycle return and continuing investment.


Description: Investing in SIP enables an investor to take part in the stock markets without actively timing them and he/she can benefit by buying more units when the price falls and less units when the price rises. This scheme helps reduce the average cost per unit of investment through a method called Rupee Cost Averaging.

For Example: If a person invests Rs 1000 for ten months in SIP. We will find out that the AAPC i.e (Actual Average Purchase Cost) of asset would be lower than the average NAV i.e (Net Asset Value) of his investment over 10 months, which is the key benefit of Rupee Cost Averaging.


Actual average purchase cost as per SIP = (1000X10)/ (100+200+67+71+67+50+45+40+37+34) = 14.06. This cycle process will help in building up your monetary gain by multiplying it in various sector.


While investing one must check with the advisor regarding the risk.


Following are the tips before you invest in Mutual Fund with SIP:

1. Have a investment objectives.

2. Read carefully the offer documents, regarding Company and its performance and its risk factor.

3. Take some financial advisor without hesitating. Remember you cannot click your best pics without others help.

4. Deal only with registered intermediaries.

5. Approved by Security Exchange Board of your country.

6. Conduct your own research.

7. Keeping regular track of NAV of your investment.

8. Beware of fixed/guaranteed return scheme.

9. Aware of, market risk, inflation risk, credit risk, and interest risk.

10. Be a part of investor forum and fight for your own rights.

Systematic Investment Plan